Top Tech Startups in Cardiff, United Kingdom in 2026

Capital on Tap believe that the future is all about the impact that small businesses can have in the world. As such we are on a mission to help them thrive – cash flow shouldn’t be a barrier to success. Since launching our business credit card and business loans in 2017 we have been taking off like a rocket! We are one of the fast growing companies in the UK (Sunday Time Fast Track 100 in 2017 and 2018) while still posting a profit to fund our future growth. 2019 looks to be just as exciting (and busy!) as we continue on our incredible trajectory. Our people (and our office dogs) really are the best thing about working at Capital on Tap. We have built a dynamic, fun and vibrant culture where your opportunities for growth are as big as your ambitions.

We're solving the wrong problem. Everyone's trying to teach small business owners to be better marketers. Better social media strategies. Better content calendars. Better posting schedules. But here's the thing: A therapist shouldn't have to be a social media expert. A wedding planner shouldn't spend 6 hours a week posting content. A wellness coach shouldn't hate their own marketing. The problem isn't that they're bad at marketing. The problem is that they're doing marketing at all. At Omada, we believe the best marketing is invisible marketing. Omada means "team" in Greek. Not a tool. Not a list. A team. We've built the first AI marketing team specifically for service businesses - a "do it for me" team that creates, executes, optimizes, and supports while you focus on what you do best: serving clients. For small business owners, it means you're never alone. While you build your business, your AI marketing team is already at work. Thousands of companies are already waiting for this future. Technology should do what technology does best, so humans can focus on what humans do best. That's not optimization. That's revolution. Omada. Your team, in motion.