MLRO - Spain

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by over 230 million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.

Responsibilities:

• Development and management of Spanish’s compliance policies and process;
• Ensure ongoing monitoring and reporting;
• Coordinating various regulatory filings;
• Participate in aligning branch AML/CFT policies with local laws and regulations;
• Stay updated on changes to the country's AML/CFT regulatory framework;
• Review and assess onboarding requirements for High-Risk customers, including PEPs and KYB-users;
• Perform quality control checks such as KYC/KYB for Spanish users, PEPs screening, and regular customer risk rating reviews;
• Serve as a key escalation point for issues, working with the global compliance team to mitigate identified risks;
• Assist in internal and external audits, as well as AML audit processes;
• Participate in the Compliance Technical Unit and pioneer team preparation for MiCA requirements in Binance Spain;
• Promote understanding of evolving regulations and uphold professional relationships while providing alternative perspectives;
• Assisting with maintaining overall compliance with the requirements and obligations prescribed by the SEPBLAC, authorities and other relevant authorities.

Requirements:

• Native Spanish and fluent English is a must;
• Experience as SEPBLAC Representative;
• Proven interest and/or experience in the crypto and fintech sector;
• Minimum of 8 years experience in a risk, fraud, compliance, AML or regulatory function, experience working with any regulated financial services business in legal or compliance roles preferred;Experience in reporting and overseeing Suspicious Activity Reports;
• Good understanding in performing risk assessments, periodic/trigger reviews and enhanced due diligence;
• Professional certification in compliance, AML or Risk are a preference;
• Ability to work independently in a fast-paced, global organization maintaining close contact with relevant teams across multiple locations;
• Excellent problem solving skills and ability to provide useful and efficient counsel;
• Good understanding in performing risk assessments, periodic/trigger reviews and enhanced due diligence;
• Proficiency in compliance applications and programmes;
• To carry out the necessary studies to ensure compliance with the regulations issued and to provide necessary communication and coordination with FIU;
• Proactive, diligent team player and proven interest and/or experience in the fintech sector.