Credit Manager

Company Description RxAll™ is a digital infrastructure platform for healthcare that provides on-demand access to high-quality medicines at manufacturer and wholesale prices for hospitals, pharmacies, and patients. The company works with a curated network of trusted wholesalers and pharmaceutical firms to address the global challenge of affordable, safe drugs. Its technology stack includes RxScanner™ for instant drug authentication, RxPOS™ for inventory and sales management, and RxDelivered™ for online marketplace distribution. Embedded fintech solution RxPay™ supports invoice financing for buyers, improving availability and affordability of medicines for B2B2C customers. RxAll’s vision is to enable universal access to high-quality medicines at the lowest possible prices worldwide, beginning in Africa.

Role Description The Credit Manager is a full-time, on-site role based in Ibadan, responsible for overseeing credit policies, monitoring customer creditworthiness, and managing credit limits across RxAll’s network of buyers. The role includes assessing and approving credit applications, reviewing financial information, and conducting regular risk evaluations to minimize bad debt and maintain healthy cash flow. The Credit Manager will track payment performance, coordinate collection activities, and collaborate with sales, finance, and operations teams to align credit decisions with business objectives. This position also involves developing and updating credit procedures, preparing credit risk reports, and recommending improvements to support sustainable growth and access to affordable medicines.

Qualifications

Strong expertise in Credit Management and Credit, including setting credit limits, evaluating applications, and managing collections.
Experience in Credit Risk Management with the ability to identify, assess, and mitigate credit exposure.
Solid foundation in Finance, with familiarity in financial statements, cash flow analysis, and working capital management.
Advanced Analytical Skills for interpreting data, building reports, and making evidence-based credit decisions.
Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field; professional certifications in credit or risk management are an advantage.
Proficiency with spreadsheets and financial software; experience with fintech or digital platforms is beneficial.
Strong communication and negotiation skills, with the ability to work collaboratively with cross-functional teams and external partners.
Demonstrated integrity, attention to detail, and ability to work independently in a fast-paced, impact-driven environment.