Vice President, Pricing and Risk Management

About Beam:Beam was founded in 2012 by three engineers who saw the opportunity to modernize the dental benefits industry using technology. The first product was the Beam Brush, which was one of the earliest examples of the Internet of Things in healthcare. Today, Beam Benefits is available in 40+ states and has expanded beyond dental.

Beam is now simplifying and modernizing a robust suite of ancillary employee benefits through an intuitive digital platform, self-service tools, AI-powered pricing, and support from Beam’s helpful representatives. This winning combination allows us to deliver a simple, smart, and wellness-focused experience for brokers, employers, and members.

Joining Beam Benefits Means:Joining Beam Benefits means working in a complex and dynamic business that operates simultaneously across insurance, employee benefits, and technology. You’ll be supported and encouraged to improve every day while collaborating with a diversely skilled team.

Our energizing, committed, and fun work environment empowers you to take ownership of your subject matter and work. You’ll also join us in our mission to forever change the way people access benefits, all while embodying high character, emotional intelligence, and exceptional talent.

What You Will Bring:You are a strategic leader with deep expertise in insurance pricing and risk management, particularly within the employee benefits industry. You are adept at developing pricing strategies and risk frameworks that balance competitive positioning with profitability. You have extensive experience working cross-functionally with teams in technology, finance, sales enablement, and operations, driving alignment across the business to meet product and growth objectives. You also excel at building and managing key relationships with partners, particularly in reinsurance, to ensure the success of risk transfer strategies.

You possess a proven ability to assess risks and implement pricing models that reflect market trends and regulatory requirements, while also supporting long-term profitability. You demonstrate strong analytical skills and thrive in a data-driven environment. In addition, your leadership skills are instrumental in managing cross-functional collaboration, ensuring alignment and efficiency in pricing and risk management practices.

What You Will Do:

• Develop and execute pricing strategies for Beam's entire product portfolio, ensuring competitive positioning and profitable growth
• Define Beam's insurance risk tolerance and establish a comprehensive insurance risk management framework aligned with company objectives
• Lead the pricing and underwriting processes for both new business and renewal policies, ensuring accuracy, competitiveness, and profitability
• Manage key partnerships with reinsurers and other vendors, driving collaboration and ensuring strategic alignment
• Oversee regulatory and statutory reporting, ensuring compliance and providing actionable insights for decision-making
• Provide subject matter expertise to cross-functional teams including Technology, Sales Enablement, Operations, and Finance, supporting broader business and product initiatives
• Continuously monitor industry trends, competitive intelligence, and regulatory changes to adapt pricing and risk strategies accordingly

What Skills Will Help You Be Successful:

• Bachelor’s degree in Business, Finance, Insurance, or a related field; advanced degree (MBA or equivalent) preferred
• 10+ years of experience in pricing, underwriting, or risk management within the insurance or employee benefits sector
• Proven ability to develop and implement effective pricing strategies and risk management frameworks
• Strong analytical and quantitative skills with expertise in insurance pricing models and risk assessment
• Experience managing relationships with reinsurers and other strategic partners
• Strong leadership and cross-functional collaboration skills with a track record of driving organizational success
• Excellent communication and presentation skills, with the ability to influence stakeholders at all levels