Senior Customer Contact Specialist

About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team

As a Senior Customer Contact Specialist at Upstart, you will be a part of a team of multi-skilled specialists that is responsible for responding to borrower inquiries via phone, email and other modalities of communication as our capabilities expand.

You will answer a wide range of inquiries from regulatory requests and general inquiries, up to more complex application related questions, but your primary focus will be handling escalation inquiries to resolutions that come from our frontline service team(s). The Senior Customer Contact Specialist must be able to commit to one of the following schedules: Tue - Sat: 9-5:30 EST OR Sun - Thur: 9-5:30 EST.

Position Location - This role is available in the following locations: Columbus, OH.

Time Zone Requirements - This team operates on the East/West Coast time zones.

Travel Requirements - This team has regular on-site collaboration sessions in the Columbus, OH office. While majority of this teams work can be completed remotely, you will be required to be in the Columbus, OH office multiple times a month for in person collaboration sessions.

How you’ll make an impact:

• Act as elevated level of escalation for Upstart’s customers pre-origination primarily on the phone.
• Assess complex situations, considering regulations and compliance expectations to determine if/when complaints should be filed.
• Act as a subject matter expert by answering questions from our vendor support teams via slack.
• This position may also contribute to developing scripting and email templates as processes and procedures change.
• Ensure all escalations are researched and responded to within established SLAs.
• Based on incoming volumes and launching of new systems, this role must also be able to respond to incoming emails and phone calls.
• This role requires a subject matter expert with the ability to quickly pivot between different contact channels. As strategy and expectations change future scope could include tier one escalations support and live chatbot work.

What we’re looking for:

• Minimum qualifications:
  • 3+ years of experience in customer service, phone support, loan processing or similar at a Fintech or Financial Institution.
  • 1+ years of experience handling complex or escalated customer inquiries.
  • Demonstrated expertise in time management, effectively prioritizing and balancing competing tasks to meet tight deadlines.
  • Passion for delivering a great customer experience.
  • Ability to interpret written policy and procedures and apply to the present situation.
  • Strong written and verbal communication skills and the ability to address applicants in an objective yet empathetic manner.
  • Impeccable judgment and acute attention to detail; ability to identify/anticipate customers’ needs and clarify information.
  • Proven track record of excelling in a metric based environment.
• Preferred qualifications:
  • Financial services industry experience.
  • Exemplary written and verbal communication skills.
  • Proven ability to de-escalate customer interactions.
  • Ability to communicate complex topics and processes in a clear yet concise manner.
  • Subject matter expertise of loan processing procedures and fielding to regulatory inquiries.
  • Previous experience providing service for multiple product lines.
  • BA/ BS degree, Associates degree, or equivalent work experience.

What you'll love:

• Competitive Compensation (base + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
• 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks when working in offices

#LI-Associate

This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law.

Columbus,OH - Anticipated Annualized Base Salary Range$51,500—$51,500 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]

https://www.upstart.com/candidateprivacypolicy