Life Is Expensive, These Startups Are Helping (and Hiring)

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Living is getting more expensive. Millions of Americans feel the crushing weight of student debt and deteriorating credit scores.
Luckily, startups are tackling these issues head-on, helping a diverse array of people in the process.
Cherry is a San Francisco-based fintech that helps to take the burden off of people with expensive medical needs. With Cherry, patients can quickly and easily create and manage payment plans to split their expenses into manageable monthly payments. Nearly 45% of consumers take advantage of the ‘buy now pay later’ model, and Cherry gives that option to the people who need it the most.
Earnest is a company on a mission to make higher education more accessible and affordable by finding the best ways to lower their bills and pay off student debt. In 2021, it was the leading refinancer of student loans in the U.S. by origination value.
January is a company that works to treat borrowers who have fallen behind on debt with respect and dignity, while simultaneously getting them back on track towards financial stability. Early this year, the startup received $10M in funding which it put towards hiring and expanding its product line.
If you want to work for a company dedicated to helping to make ends meet for millions of people, take a look at our list of employers hiring now.
- B2C
- B2B
- Growth StageExpanding market presence
- Website
- https://withcherry.com/
- Employees
- 201-500
- Locations
- San Francisco
- About
Started in 2019, Cherry is an extremely fast growing fintech that has built the simplest, fastest, and most inclusive Buy Now, Pay Later solution for medical practices. Cherry lets medical practices treat more patients by making their services more accessible to the vast majority of their patients. We believe that every medical practice and their patients should have access to easy customer financing.
- Industries
- B2C
- Growth StageExpanding market presence
- Website
- https://climbcredit.com/
- Employees
- 51-200
- Locations
- New York City, San Francisco, Las Vegas, New York
- About
Climb Credit is an innovative student lending platform that makes career creation and transformation more accessible, affordable, and accountable than ever before. Driven by a mission to empower individuals to unlock their career potential – no matter what their credit profile – Climb identifies programs and schools with a demonstrated ability to improve the earnings of their graduates. Then they provide learners with financing options that are priced and structured to meet the unique needs of those seeking career elevation and increased earning power.
- Industries
EarnestOur mission is to make higher education accessible and affordable for everyone201-500 EmployeesActively Hiring- Responds within two weeksBased on past data, Earnest usually responds to incoming applications within two weeks
- B2C
- Scale StageRapidly increasing operations
- Top InvestorsThis company has received a significant amount of investment from top investors
- Website
- https://www.earnest.com
- Employees
- 201-500
- Locations
- Oakland, Salt Lake City, Remote
- About
Our Mission: To make higher education accessible and affordable for everyone. Our products empower anyone seeking higher education to reduce the total price tag of their degree, supercharge their ability to pay down student debt, and get on the right financial track fast.
- Industries
Jobs
JanuaryWe're fixing what’s broken in consumer credit with our data-driven platform51-200 EmployeesActively Hiring- B2B
- Growth StageExpanding market presence
- Website
- https://www.january.com
- Employees
- 51-200
- Locations
- New York City, San Francisco
- About
At January (fka Debtsy) we work to ensure that borrowers who fall behind on debt are treated with dignity. Owing to outdated processes and bad actors, traditional debt collection is rife with harassment and fraud. Our products tackle this by helping financial institutions modernize collections, giving borrowers simpler and more compassionate ways to get back on track.
- Industries
Jobs
Nova CreditOn a mission to power a fair and inclusive financial system for the world51-200 EmployeesActively Hiring- B2B
- Growth StageExpanding market presence
- Top InvestorsThis company has received a significant amount of investment from top investors
- YC FundedStartup funded by Y Combinator
- 4.9Highly ratedNova Credit is highly rated on Glassdoor, with 4.9 out of 5 stars
- 4.8Strong LeadershipEmployees rate Nova Credit 4.8/5 on Glassdoor for faith in leadership
- Website
- http://novacredit.com
- Employees
- 51-200
- Locations
- New York City, San Francisco, Remote
- About
Nova Credit is the premier cross-border credit reporting agency. Lack of a domestic credit history keeps millions of immigrants in the United States from realizing their dreams. Nova Credit translates international credit data into a U.S.-equivalent score and report in a format familiar to American underwriters, who use it to evaluate applications for credit products.
- Industries
Jobs
Senior Software EngineerFull-time1 week ago$192k – $234kOnsite or remote • California+185 years of exp

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