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The lack of health financing mechanisms in Africa significantly impacts access to care. Indeed, 800 million people on the continent are unable to save for healthcare and lack insurance. As a result, 38% of this population will delay or forgo treatment during a health crisis. In addition, each year, over 110 million African citizens who do end up in the hospital experience catastrophic health spending, driving them into poverty. Because individuals lack the means to cover their health expenses, extended family and friends step in as the key payer. This includes many family and friends overseas who send more than $9 billion annually to Africa for health. However, the process of sending this money is not well adapted for healthcare. Fees for remittances are high and funds are typically received in cash, lacking means to track the funds and ensure they are expended for their intended purpose.