Ratio Payments careers

We’re building better financial tools for Canadian business owners to help them save time and money.

We’ve interviewed hundreds of Canadian SMB owner’s to understand the challenges that they face operating their businesses. What we heard over and over again was that paying vendors, and getting paid by their customers was one of the most time consuming parts of their jobs.

Our first product is an easy to use tool that simplifies paying vendors, and getting paid by customers.

So… just how big is the problem we’re solving?

Well, in Canada there are 3.2M small and medium sized business owners and from our research on average they spend almost 2 hours per week managing their invoices and payments. That’s over 300 MILLION hours collectively wasted on a process that STILL involves paper invoices and paper cheques in the year 2022.
That’s over 37,000,000 working days that SMB owners should be spending improving their businesses.