Goscore careers

Goscore is a consumer and data intelligence company that helps credit providers in the EU make better decisions. More accurate. More human.

Goscore brings this transparency and fairness to the financial industry, giving customers great experiences and bringing a new golden standard of fair human credit scoring to the EU.

Using Partners data and Open Banking data, and ML, we help credit providers to get more responsible borrowers while reducing risk at the same time. By analyzing the consumers’ financial behavior, we help creditors see not only “can” consumers repay a loan but “will” they do that.

Unlike other credit reference agencies, who rely on outdated tax reports, we leverage up-to-date transactional data to build a real-time comprehensive financial profile.
Working with goscore, you get not only fair credit scoring but also an analysis of customers’ financial behavior before getting the loan and after.

With goscore, our clients improve abilities to:
- manage risk and reduce default rate,
- get more responsible customers,
- meet strict government regulations,
- build more profitable customer relationships,
- optimize operations,
- fight fraud.

Like many Europeans, we have experienced that traditional credit scoring is unfair and does not consider you creditworthy, even if:
- you are a successful entrepreneur,
- a blogger with a million subscribers,
- decide to get your first credit card, or
- you moved from one country to another.

Founded in 2019 in Norway, goscore works with banks and financial companies in Scandinavian and European markets to help millions of people improve their financial behavior and manage their credit health.

We are backed by SR-Bank, Techstars, Innovation Norway, LHoFT and the Ministry of Economy of Luxembourg, Department for International Trade (UK), Mastercard Startup Academy.