Senior Financial Analyst

At Braviant, we believe in hiring great talent and offering them the flexibility to achieve great results unbounded by geography.

Who we are :Braviant is a leading provider of tech-enabled credit products that combines breakthrough technology and cutting-edge machine learning to transform how people access credit online. Our next-generation approach to lending reduces credit barriers and creates a Path to Prime to help millions of underbanked consumers build credit history, reduce their cost of borrowing, and take control of their personal finances. Braviant has been named multiple times to the Inc. 5000 list of fastest growing private companies and has been recognized as a Best Place to Work by Crain's Chicago, BuiltIn Chicago and American Banker.

The Role:

• We are looking for a talented Senior Financial Analyst to manage critical financial reporting and forecasting processes, develop insights into KPI and financial performance trends and variances and provide support for other core finance processes, as needed. The right candidate for this role has strong financial and data querying skills, demonstrated financial modeling experience, a natural intellectual curiosity, and is biased towards action and proactively seeking new solutions. This role will serve as the designated data warehouse user expert for the Finance team.

What you’ll be doing:

• Analyze monthly business and financial performance against prior periods and compare to Braviant’s Operating Plan, identifying areas of over and under-performance.
• Create SQL queries to mine and analyze data from the enterprise data warehouse to contextualize financial results and to support ad-hoc research on performance.
• Benchmark performance against public company competitors.
• Maintain the corporate financial model, regularly refreshing short and long-term forecasts for use in guiding tactical and strategic decisions. Prepare summaries as needed for internal and external parties.
• Support the annual planning process, gather input from stakeholders, refresh planning scenarios, prepare scenario summaries for and distribute final plan metrics to appropriate constituents.
• Develop ad-hoc financial models and forecasts for new product or business opportunities.
• May also support critical cash and debt capital management, reporting and remittance processes.
• Help others develop appropriate SQL queries to source required data.
• Support other ad-hoc data, analytic and reporting requests, as needed.

What you'll bring:

• 5+ years of experience in FP&A, Credit Risk and/or Business Analytics focused roles. Preference for experience in a lending or other capital-intensive financial services business.
• Strong SQL and Excel skills required. Experience with visualization tools (Looker / Tableau / PowerBI) is a plus.
• A thirst for understanding what drives business and financial performance and a demonstrated ability to apply this knowledge through financial modeling.
• Demonstrated understanding of measuring and modeling the performance of vintages or cohort populations.
• Ability to strike the balance between strong detail orientation while distilling and communicating the business and financial levers that truly matter.
• Desire to question existing processes and identify more innovative or efficient solutions.
• Bachelor’s degree in Finance, Economics, Accounting or similar quantitative discipline.

What will make you stand out:- Superior quantitative and data mining skills.

• Applied experience in modeling vintage performance of consumer credit products.