Solutions Architect

Job Title: Senior Architect – Payment Hub Platform (Cash Management)

Location: [NC,TX,CA,NY or Remote option]

Experience: 15+ years

Employment Type: Full-time

About Incedo:

Incedo Inc. is a high-growth Digital, Data and AI Transformation Specialist firm headquartered in New Jersey. We are a long-term strategy execution partner for Fortune 500 enterprises, operating at the intersection of business and technology across Banking & Payments, Wealth Management, Telecom, Hi-Tech, and Life Sciences.

We are building Incedo 4.0 - an AI-native, execution-focused, founder-led organization designed for scale, speed, and long-term impact.

Incedo delivers ROI from AI @ Scale through the “Power of 3”:

• Deep domain expertise
• AI & Data capabilities
• Engineering & Operations excellence

About the Role

We are seeking a hands-on Senior Architect to lead the design and development of a next-generation cash management and payment hub platform for a leading Wealth Management client. The ideal candidate will have deep technical expertise, a strong architectural mindset, and proven experience building scalable, secure, and high-performance payment platforms—preferably using PortX or similar integration frameworks.

Key Responsibilities

• Architect and design an enterprise-grade Payment Hub platform supporting complex cash management workflows and integrations with banking and fintech systems.
• Leverage PortX, ThoughtMachine and other middleware solutions to enable seamless API-based integrations across financial systems.
• Drive end-to-end technical design, including microservices, API architecture, event-driven processing, and cloud deployment patterns.
• Collaborate closely with business, product, and engineering teams to translate requirements into scalable architecture solutions.
• Provide technical leadership and mentorship to developers, ensuring best practices in design, coding, and DevOps.
• Define and enforce architecture standards, security models, and performance benchmarks.
• Stay current with emerging technologies in payments, fintech, and wealth management domains to continuously evolve the platform.

Required Skills & Experience

• 12+ years of progressive experience in software architecture and development, preferably in financial services, banking, or fintech.
• Proven track record of architecting and implementing payment platforms or cash management systems.
• Hands-on expertise with nay fo the technologies such as thoughtmachine, PortX equivalent technologies such as Mulesoft, Apigee, or WSO2 for API and integration management.
• Strong knowledge of payment rails, settlement, reconciliation, and treasury systems.
• Solid experience with microservices architecture, API-first design, and cloud-native development (AWS, Azure, or GCP).
• Proficiency in .Net/Java / Scala / Spring Boot / Node.js or similar backend technologies.
• Experience with event streaming (Kafka), containerization (Docker, Kubernetes), and CI/CD pipelines.
• Excellent understanding of security, scalability, and resiliency principles for financial systems.
• Strong communication and leadership skills; able to work across cross-functional teams and influence architecture direction.

Preferred Qualifications

• Exposure to real-time payment systems, ISO 20022, or SWIFT messaging standards.
• Prior experience leading modernization or cloud transformation initiatives.
• Familiarity with enterprise integration patterns and API governance frameworks.