Head of Compliance (Founding Team)

📍 Netaro | Remote (US) or On-site (San Francisco, CA)

💰 $150K to $210K + 1.0% to 2.5% Equity

🔗 netaro.xyz

🚀 About Netaro
Netaro is the API-first settlement engine replacing legacy correspondent banking for global B2B payments. We enable enterprise treasuries, multi-national supply chains, and remittance PSPs to move fiat globally in minutes instead of days - with zero digital asset exposure for the end-user.

Backed by top-tier VCs, integrated with elite liquidity providers, and partnered with a Tier-1 US Sponsor Bank, we are processing tens of millions in monthly volume. We are building the compliant, programmable financial backbone for the next century of borderless commerce.

🎯 The Role
We are looking for a highly strategic, execution-oriented Head of Compliance to build and scale Netaro’s global regulatory framework from the ground up.

You will not just be managing risk; you will be building our regulatory moat. As our first dedicated compliance hire, you must be a true "Player-Coach." You need the strategic gravitas to negotiate with Tier-1 US sponsor banks in the morning, and the tactical grit to log into Persona to untangle a 4-layer UBO structure and file a SAR on the FinCEN portal in the afternoon.

🏗️ What You Will Actually Do and Own

• The Sponsor Bank Relationship: You will own the day-to-day compliance relationship with our primary Sponsor Bank and our global liquidity providers. You will ensure our program exceeds their institutional standards to keep our flow of funds unblocked.
• The Global Licensing Roadmap: You will own our FinCEN MSB obligations, act as the primary point of contact for US regulatory inquiries, and aggressively drive our acquisition of US State Money Transmitter Licenses (MTLs) and international digital asset/e-money licenses (e.g., VASP/VARA).
• The RegTech Stack: You will not inherit a legacy system; you will build it. You will evaluate, integrate, and configure platforms like Persona (KYB/UBO), Unit21 / Sardine (transaction monitoring), and Chainalysis / TRM Labs (on-chain screening/Travel Rule).
• Gritty Daily Operations: You will act as Netaro’s designated BSA/AML Officer. You will oversee the daily transaction alert queue, conduct complex fraud investigations, and personally manage the drafting and filing of Suspicious Activity Reports (SARs) directly via the FinCEN E-Filing System.
• Product Compliance: Work directly with the CTO to embed compliance natively into our API, automating WORM-compliant audit receipt generation for our enterprise CFO clients.

📈 What Success Looks Like (Your First 90 Days)

• First 30 Days (Audit & Ship): You will audit our existing Flow of Funds under the Technology Service Provider (TSP) exemption, review our FinCEN MSB filing, and take over the direct relationship with our Sponsor Bank’s risk team. You will master our API architecture and current liquidity provider compliance flows.
• First 60 Days (Stack Implementation): You will have fully configured and optimized our KYB and transaction monitoring stack (Persona, Unit21). You will write the V1 Netaro Compliance Manual and establish a guaranteed 1-hour compliance SLA for enterprise onboarding.
• First 90 Days (Proprietary Go-Live): You will have successfully navigated our Sponsor Bank’s compliance approval, allowing Netaro to transition enterprise flows off third-party aggregators and onto our proprietary rails—instantly expanding our unit margins by 5x. You will also initiate the legal roadmap for our first 3 State MTL applications.

🧠 What You Bring (Requirements)

• Experience: 8+ years of compliance or regulatory risk experience in FinTech. A minimum of 3 years in a leadership role at a digital asset infrastructure company, stablecoin issuer, or high-volume B2B payments firm (e.g., Circle, Stripe, BVNK, Coinbase).
• Hands-on RegTech Experience: Deep, tactical familiarity with modern compliance platforms (Persona, Unit21, Chainalysis).
• UBO & KYB Mastery: Extensive experience manually investigating and unwinding complex, multi-jurisdictional Ultimate Beneficial Ownership (UBO) chains for B2B enterprise clients.
• FinCEN & SAR Track Record: You have personally drafted, reviewed, and filed SARs. You know exactly what FinCEN and US sponsor banks look for in a high-quality narrative.
• Certifications: CAMS, CGSS, or equivalent ACAMS certification is highly preferred.

🧬 The Netaro DNA (Who You Are)

• A Commercial Enabler: You don’t just say "No." You say, "Here is how we can do this legally and safely." You understand that compliance is a revenue-enabling function.
• Paranoia as a Feature: You are obsessively deliberate when it comes to regulatory adherence and ledger accuracy, but you know how to balance that with a bias for action.
• A First-Principles Thinker: You can parse outdated regulations and apply them logically to novel, programmable flow-of-funds architectures.
• Unapologetic Velocity: You thrive in an environment where we ship code daily and close enterprise deals weekly. You operate with a profound sense of urgency.

🛑 This Role is NOT For You If:

• You are a pure delegator: If you expect to step in and immediately hire a team of 5 analysts to do the manual KYB reviews and SAR filings for you, you will fail here. We need a builder who is willing to get their hands dirty in the trenches until we hit scale.
• You view compliance purely as risk avoidance: If your default answer to product engineering is "No, we can't do that," rather than "Here is the legal structure we need to make that happen," this isn't a fit.
• You need a corporate playbook: We are a high-velocity startup operating at the intersection of programmable money and TradFi. If you panic when regulations are gray and require first-principles interpretation, you will not survive the pace.
• You lack technical fluency: You don't need to write code, but if you don't understand how APIs, webhooks, or blockchain ledgers function, you won't be able to automate our compliance workflows effectively.

💎 What We Offer

• Impact: You will be the foundational compliance architect for infrastructure that will move billions of dollars.
• Compensation: Highly competitive base salary ($150k-$210k USD) benchmarked to top-tier Series A/Seed FinTech infrastructure roles.
• Equity: Meaningful early-stage founder-level equity (0.5% - 2.5%), ensuring you capture the massive upside of the infrastructure you build.
• Autonomy: Direct reporting line to the CEO with full ownership of the compliance budget.