API Integration Specialist Fintech

Job Overview:
We are seeking a highly skilled and versatile API Integration Specialist with deep expertise in integrating diverse APIs across multiple domains. The ideal candidate will have extensive experience with payment gateways, bureau reports, account aggregator systems, bank statement analyzers, income tax return & GST systems, OCR technologies, ONDC (Open Network for Digital Commerce), and OCEN (Open Credit Enablement Network). This role requires a hands-on expert who can seamlessly integrate APIs with internal systems and external partners, ensuring secure, scalable, and reliable data exchanges.

Key Responsibilities:

• API Integration for Payment Gateways: Lead and manage integrations with various payment gateways (e.g., Razorpay, PayPal, Stripe) ensuring secure and smooth transaction processing.
• Bureau Report API Integration: Implement and manage integrations with credit bureaus (e.g., CIBIL, Experian) to fetch credit reports and automate data handling.
• Account Aggregator API Integration: Integrate with Account Aggregator (AA) systems to securely access financial data from multiple sources (e.g., banking, mutual funds, insurance).
• Bank Statement, Income Tax Return & GST Analyzer Integration: Automate the integration of bank statements, ITR, and GST data, and build analyzers to extract meaningful insights from these documents.
• OCR API Integration: Implement Optical Character Recognition (OCR) APIs to automate data extraction from documents like invoices, IDs, and financial statements.
• ONDC Integration: Integrate with ONDC (Open Network for Digital Commerce) to facilitate seamless commerce operations for the company.
• OCEN Integration: Lead the integration efforts for OCEN (Open Credit Enablement Network) to streamline digital lending processes and improve access to financial products.
• Ensure all integrations are secure, scalable, and meet regulatory compliance standards.
• Work closely with the product, operations, and compliance teams to define requirements, prioritize tasks, and execute integration projects.
• Troubleshoot and debug API-related issues and provide continuous support for existing integrations.
• Document integration processes, including API structures, workflows, error handling mechanisms, and user guides.
• Stay updated with the latest developments in API technologies and integration best practices.

Qualifications & Skills:

Bachelor’s degree in Computer Science, Software Engineering, or related field.
1+ years of experience in API development and integration, with demonstrated expertise in the specific areas of payment gateways, bureau reports, account aggregators, etc.
Strong understanding of RESTful, SOAP, and GraphQL APIs.
Experience integrating payment gateways like Razorpay, Stripe, PayPal, etc.
Expertise in integrating with credit bureaus (e.g., CIBIL, Experian) and handling secure data transfer.
Knowledge of Account Aggregator (AA) framework and working with its API ecosystem.
Experience with bank statement analyzers, GST, and ITR data integration and analysis tools.
Hands-on experience in OCR API integration (e.g., Google Vision, Tesseract) for document automation.
Experience with ONDC (Open Network for Digital Commerce) and OCEN (Open Credit Enablement Network) for e-commerce and financial solutions.

Tech Stack: **Django 4.2.7, Python 3.11, Nextjs 13.2, React 18.2,Node.js, Typesrcipt
Familiarity with API security protocols, including OAuth, JWT, API keys, and secure handling of sensitive financial data.
Knowledge of cloud platforms like AWS, GCP, Azure for API deployment and integration.
Strong understanding of data formats like JSON, XML, and authentication standards.
Excellent problem-solving skills and the ability to debug complex integration issues.
Strong collaboration and communication skills to work with cross-functional teams and external partners.