Credit Underwriter (Part-Time)

Who we are:
At Qiro, we are a dynamic team united by a mission to foster a fair, transparent, and decentralized global lending market. Our focus lies in developing an institutional private credit protocol that seamlessly connects on-chain stablecoin lenders with off-chain fintech borrowers.

What are we looking for:
We are seeking a highly skilled and experienced Credit Underwriter Intern to join our team at Qiro Finanace. As a Credit Underwriter, you will be responsible for assessing and evaluating creditworthiness, analyzing financial statements, and ensuring compliance with regulations.

Responsibilities:

• Preparing comprehensive credit assessment (covering macro-overview, industry/sector, competitor, business, financial, and credit analysis) of clients continuously; keeping a close watch on allocated portfolio clients. It also includes the preparation of detailed proposal notes for internal circulation.
• Building various financial models/projections. Financial & business analysis as per our business requirements.
• Identifying early warning signs of credit deterioration and joint portfolio monitoring with the account relationship team.
• Capable of forming a view and suggesting a course of action about portfolio clients.
• Contribute to firm-wide projects focused on improving technology, enhancing reporting, regulatory compliance, etc.

Nice to have:

• Ability and zeal to learn about new things
• Be comfortable with numbers, analyzing financial statements, managing and interpreting data, and solving problems- to aid in credit underwriting
• Have excellent report-writing and communication skills.
• Possess a good eye for detail and have demonstrated the ability to work under given timelines.
• Proficient in the use of MS Word, Excel, and PowerPoint.
• Students undergoing CA, MBA, and Commerce graduation are encouraged to apply.
• Understanding of DeFi, Web3, Blockchain space.

Benefits:

• Competitive salary with regular reviews.
• Flexible remote work.
• Flexible working hours.
• Opportunities for professional growth—your success has no limits when you're driven to excel.