
AI platform as a managed service for lending decisions, analytics, and customer engagement11-50 Employees
- B2B
- Early StageStartup in initial stages
Lokyata careers
Worldwide, 1 in 4 people do not have fair access to credit and over 1.8 Billion are trapped in a vicious cycle of poverty. A variety of financial services platforms are emerging to solve this mega challenge. In order for these platforms to maximize impact, they need to be powered by fully automated lending decisions, have an intimate understanding of their customers and enabled to expand their reach.
That is the value proposition that Lokyata brings to the table. Using a foundation of years of lending expertise in data starved environments, the Lokyata team has developed AI algorithms wrapped in a comprehensive product platform that enables fair and inclusive lending. We sell to mobile money platforms and digital lenders ($6B TAM, 20%CAGR). As an integrated solutions provider, Lokyata provides credit decisions that foster inclusion and manage risk; personalized messaging to nudge good behavior and financial literacy, while also providing product recommendations to promote stickiness.
That is the value proposition that Lokyata brings to the table. Using a foundation of years of lending expertise in data starved environments, the Lokyata team has developed AI algorithms wrapped in a comprehensive product platform that enables fair and inclusive lending. We sell to mobile money platforms and digital lenders ($6B TAM, 20%CAGR). As an integrated solutions provider, Lokyata provides credit decisions that foster inclusion and manage risk; personalized messaging to nudge good behavior and financial literacy, while also providing product recommendations to promote stickiness.
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Santosh Thiruthi
Charu Ramanathan, PhD
Co-Founder and CEO, vitalxchange (2018 - )
Co-Founder and Chairman, Lokyata (2017 - )
Co-Founder CardioInsight (Exit Medtronic 2015).
Ketal Patel
An engineer at heart who just loves to build applications especially those that facilitate inclusion while having a major impact on the lives of individuals
Funded over
2 rounds
Latest round
Series A (Sep 2018)
Borrowell • Toronto • $75k – $125k • 2 weeks ago
dv01 • Remote • $190k – $220k • 2 weeks ago
moneyfellows • Cairo • 2 weeks ago
Earnest • Remote • $104k – $130k • 2 weeks ago
Jones Day • Cleveland • $100k – $120k • 2 weeks ago