Jobs at HousePlant Social Loans

I created HousePlant to leverage the power of community to put the American Dream, home ownership, within reach. Average home prices have gone up 118% in the past 50 years while median incomes have only gone up 15 even when adjusted for inflation. The result puts home ownership out of reach for too many Millennials and Gen Zs who simply can't save up a big enough down payment. Home ownership amongst millennials is down 20% from previous generations at the same age comparison. ------ Down Payments Within Reach: HousePlant offers an easy, secure, and reliable way to crowdsource down payment loans and gifts from people you know. Think of a GoFundMe meets Kiva, specifically for down payments. Simply create a custom ask to crowdsource loan and gift offers, then pay back your family and friends on loan terms that you set, together. Did you know that most friend-to-friend and family loans today have absolutely no documentation? This leads to misunderstands, missed payment, and strained relationships. But it doesn't have to be this way. On HousePlant, asking for social loans or gifts is easy. Prospective homebuyers crease and share a personal Ask page with friends and family, who can then respond with loan and gift offers. Offers are fully customizable, and when the borrower accepts, all agreements are throughly documented in a PDF of a template loan agreement with details such as the agreed-upon loan amount, simple interest rate, payback preference (monthly installments or lump sum) and payback deadline. I believe in the power of HousePlant's Social Loans as the remedy for the taboo of lending money to people you know without facilitation or documentation. Instead, we can create positive experiences for communities to lend money in a confident, non-awkward way, that go toward building long term wealth and stability. More info: "Why I Started HousePlant" Blog Post: houseplantloans.com/blog/blog-post-why-i-started-houseplant