Defynance careers

Defynance is an income-based repayment and investment platform that aligns investor goals with the needs of student loan borrowers for mutual growth and impact.

For student loan borrowers, we improve their credit by paying off their student loans, provide comprehensive customer protection by pegging their payment to income and capping overall payments, and offer a career support ecosystem to optimize income and minimize unemployment.

For investors seeking quarterly passive income with lower volatility but returns much better than fixed income, we leverage their investment in the ISA Credit Fund so they can invest in the American workforce, earn forecasted returns in the 7-10% range, and make a social impact by removing the student debt burden of our ISA customers.

Defynance has a core team with technology, product, marketing, and operations experience in place. Our online platform MVP is live. We have early ISA customers, investors, and an ISA student loan refinancing pipeline of over $10 Million.

We are backed by the leading startup accelerator, Techstars (Boulder 2021), and renowned incubators ATDC, Embarc Collective. With an uncompromising commitment to impact and revenue (yes, both are possible).

Defynance is well on its way to realizing its vision of revolutionizing the student debt landscape.