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Decentralized credit scoring1-10 Employees
  • B2C
  • B2B
  • Early Stage
    Startup in initial stages
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Decentralized credit scoring
Cred Protocol is a decentralized credit score that enables capital-efficient lending.

Cred Protocol’s risk models are used by DAOs and lending protocols. Scores generated from on-chain account history are used to prioritize DAO membership, manage lending risk and offer enhanced borrowing terms.

Cred Protocol brings transparency to credit scoring by making an open market for risk models based on factors such as loan repayment history, debt-to-income ratios and "crypto experience" (such as participation in genesis events).
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Avatar for Julian Gay
CEO + founder @Cred Protocol, Previously CEO + co-founder @Xendo (acquired by @AppDirect). Technology @Deutsche Bank. Engineering @University of Cambridge
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