Product Manager (Lending)

About Us:

At Open, We're forging a paradigm shift in the way businesses bank and manage their finances.

The world needs a superpower that revolutionizes digital banking for small businesses and financial institutions! That’s why we built Open - a digital banking enterprise that builds industry-defining banking products for businesses, startups, freelancers, financial institutions and more. Since our inception in 2017, we've launched a line of cutting-edge innovative products that are truly disrupting the banking game.

Being the world's fastest-growing SME Neo-Bank, we are constantly pushing boundaries. On 3rd May 2022, we raised Series D round and emerged as the 100th Unicorn from India. Backed by marquee investors such as Temasek, Google, Tiger Global, IIFL Finance Ltd., SBI Holdings Japan, 3one4 Capital, Speed Invest, Beenext, Tanglin Venture Partner Advisors & Angellist to name a few.

Open Money

Open Money offers a business account in partnership with banks that help SMES automate and run their finances effectively. The platform enables businesses to collect payments, make seamless payouts, streamline expense management, manage compliance, auto-reconcile & categorize income and expense, thereby automating book-keeping to its growing customer base of 2.3+ million. Currently, Open is processing US$ 30 Billion in transactions annually, and onboards 100,000 new SMEs and startups every month

Banking stack

BankingStack is a cloud-native SME banking platform for financial institutions. BankingStack empowers banks & financial institutions to launch digital banking services and is currently deployed at over 15 banks in India and 2 banks in South-East Asia. Using BankingStack's financial OS banks can now complement their own digital banking offerings and offer a superior experience to their customers.

Zwitch

Zwitch, by Open, is an industry-first no-code embedded finance platform that enables businesses from any industry to build personalized financial products & services that seamlessly fit into the customer journeyUsing Zwitch, businesses can now embed financial products, reimagine their core product and offer new-age solutions. Through Zwitch they can now create bank accounts, issue cards, offer lending. build neo-banking services, and go to market faster & better.

Job Title: Product Manager

3-4 yrs | Bangalore Office

As a Product Manager at Open Financial Technologies, your primary responsibility will be to shape the future of our product portfolio. You will work closely with cross-functional teams to identify opportunities, define product roadmaps, and deliver improvements that drive revenue and customer growth. Your role will be instrumental in ensuring that our products align with market demands and our clients' evolving needs.

Responsibilities:
• Engage with internal and external stakeholders to define product roadmap and functional requirements.
• Identify, prioritize, and deliver product improvements to drive revenue and customer growth.
• Monitor product development progress on an ongoing basis, ensuring that the teams have a clear understanding of what they are developing and why (business case).
• Work closely with technology and design teams, guiding them in building new features within the existing product or developing entirely new products.
• Interact with clients or the Business Development team to understand their requirements and translate them into actionable product features.
• Collaborate with the Business Development team for new feature releases, as well as core positioning and messaging for the product.

Required Skills:
• Excellent verbal and written communication skills.
• The ability to think strategically and translate that strategy into end-user and regulatory compliance requirements.
• A propensity to grasp complex issues quickly and think outside the box to solve problems.
• 3-4 years of experience as a Product Manager, preferably in the lending domain.
• A growth mindset and a commitment to continuous improvement.
• Strong analytical thinking to make data-driven decisions and optimize product performance.

Why work at Open?
• You will be part of the early tribe that is changing the way business banking rolls.
• Every atom of your work will impact the way millions of businesses are run.
• You will work with some of the brightest minds who will celebrate your quirks.
• You will find growth & fun to be two-way streets - how you thrive and the way you jive, in turn drives Open