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    Michael Degnan

    Michael Degnan

    Head of Technology Innovation @pnc-financial-services-group. Fintech Angel Investor. Former Head of Digital Banking @santander-bank US. Co-Founder @moven.

    Entrepreneur Boston Columbia University
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    Experience
    PNC Bank
    PNC Bank
    Head of Technology Innovation 2018 - Present (over 8 years)
    Figuring out the future.
    Santander Bank
    Santander Bank
    Senior Vice President, Head of Digital Banking 2013 - 2016 (about 3 years)
    Responsible for overall growth and success of the US Digital Banking business, including:
    - Product management of the digital platforms for 700k+ monthly active customers
    -... more Consumer Bank digital strategy and innovation
    - Digital customer experience, adoption and activation
    - Digital sales
    - Risk management & compliance

    Our teams provided product management across consumer Mobile and Retail Online Banking, Business Mobile and Business Online Banking, ATMs, e-commerce platforms, and the website.
    Moven
    Moven
    Founder, Founding Team Member, Chief Operating Officer 2010 - 2012 (about 2 years)
    Responsible for all day-to-day corporate activities, including product management, legal, financial, personnel and operational needs.

    - Directed the organization of... more the company
    - Developed the company's business model and secured key partners
    - Contributed heavily to product concept, strategy and design
    - Led the product development team for the initial prototype and public releases
    Explorer Advisory & Capital
    Explorer Advisory & Capital
    Founder 2016 - Present (over 10 years)
    Product, innovation & growth advisory to banks and fintech companies, and seed-stage investments with a Fintech-focus.
    SapientNitro
    SapientNitro
    Senior Manager, Business Consulting 2007 - 2012 (about 5 years)
    Digital business strategy, with Customer Experience as a digital strategic framework to create product, service and organizational change in retail banking and wealth management... more businesses.

    Areas of particular focus include multi-channel customer experiences across online, mobile, social and in-person channels, personal financial management (PFM) and online marketing strategy. Strong recurring themes were social (networking engagement, adoption and marketing) and mobile (banking and payments).
    Founder
    Moven, Explorer Advisory & Capital
    Employee
    SapientNitro, Santander Bank, PNC Bank
    Investor
     
    Incubator
     
    Advisor
     
    Attorney
     
    Board Member
     
    Mentor
     
    Member
     
    Acquired
     
     
    Education
     
    About
    Achievements

    On the founding team at Moven, I was responsible for all day-to-day corporate activities, including product development, legal, financial, personnel and operations.

    I developed the company's business model, developed product concept, strategy and design and led the product development team for the initial product prototype and public releases.

    I'm also an active Board Member of the Columbia Venture Community, played two varsity sports in college, and have a passion for food and travel.

    Describe the most impressive thing you've done.
    Skills
    Entrepreneurship Business Strategy Product Strategy Mobile Banking Financial Services Financial Modeling Customer Experience Market Analysis Business Consulting Product Management
    Locations
    Boston Pittsburgh
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